Benefit Programs

• Medical
• Dental
• Life / AD&D*
• Long Term Disability
• Short Term Disability
• NYS Statutory Disability
• Long Term Care
• Employee Paid Voluntary Programs
• Section 125 Flexible Spending Plans
• 401(K) Retirement / Investment  Planning              

Business Insurance

• Bonds
• Property
• Commercial Auto
• Umbrella Liability
• Workers Compensation
• Professional / General Liability
• Directors and Officers Liability
• Employment Practices Liability
• Errors and Omissions

Personal Insurance

• Automobile
• Homeowners
• Umbrella Liability
• Recreational Products  

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